2025 401k Limits Chart Married Filing Jointly. For heads of household, it will be $59,250 in 2025 (up from $57,375. The new saver’s credit limit is $79,000, up from $76,500 last year.
Regular roth ira annual contribution limits apply. If you’re married and filing jointly, the income limit will be $79,000 in 2025, which is up from $76,500 in 2024.